FAQ - Five Star Pass

What is the FIVE STAR PASS?
The FIVE STAR PASS offered through the Platinum Discount Network is the largest and most comprehensive member-only discount network of its kind. It provides millions of ways to save on the products and services you are already buying every day all in one place. It offers over 350,000 places to save up to 50% across the United States, Canada and Puerto Rico. FIVE STAR PASS includes many of the local merchants that you like to buy from in addition to saving on top brands and stores.
What can I save on by using the FIVE STAR PASS?

Average members can save $1,500 per year or more.

You can estimate your savings at the bottom of the FIVE STAR PASS homepage, simply click on “How much can I save” and an estimator tool will pop up. Fill in the tool and it will help you estimate your annual saving based on what and how much you typically spend on key items and services.

How much can I save using the FIVE STAR PASS?
Average members can save $1,500 per year or more.
How do I save money with the FIVE STAR PASS?

Once you log in to the FIVE STAR PASS webpage, go to the FIND search bar and key in what you are looking for and your location to help target the search and provide options.

You will also have access to several different ways of searching including general categories, subcategories, partners or national brands. Filters are also available like New, Expiring Soon, In Store, Online, or By Phone.

You will immediately be presented with dozens of printable coupon offers in your local area including: restaurants, entertainment, local retail stores, hotels, travel, movies, services and much more!

Can I use FIVE STAR PASS to get discounts when I am away from my computer?
FIVE STAR PASS offers members the MY DEALS app for your smartphone that will allow you to search for discounts while you are on-the-go. You can also turn on the optional feature that will send deals to your smartphone that are near your present location.
How can I get the FIVE STAR PASS mobile app on my smartphone?

When you have completed the signup process and are on the FIVE STAR PASS website, scroll down to the bottom of the home page to the icon that looks like a smartphone that says “Got Mobile”. Click on the icon and it will open up to a page with instructions on where you can download the free “MY DEALS” app. Then use the mobile password provided in red to activate the app on your phone.

Once loaded and activated on your phone simply click on the MY DEALS app.

Is there a limit to how many coupons I can print and use?
No. You can print and use as many coupons as you wish every month. There is no limit and there are millions of coupons to choose from.
How can I print coupons when I am using my smartphone?
The coupons available on your smartphone are designed to simply hold up your phone with the coupon on it and the merchant will view or scan the coupon to validate your discount.
Can I utilize FIVE STAR PASS discounts when I am out of town?
Unlike local savings books you can buy, which are only useful when you are in your hometown, FIVE STAR PASS can be utilized from wherever you may be traveling. Just enter in the city or zip code where you are presently located and offers from that location will be listed. It’s like owning a savings book in every metropolitan and micropolitan area in the US and Canada!
How many different merchants offer discounts?
Over 350,000 merchants throughout the U.S. and Canada offer money-savings discounts through the FIVE STAR PASS program. Offers include $25 coupon for $5, 50% off or Buy-One-Get-One-Free deals. You can easily save more than twice the cost of the Platinum Discount Network each month just by utilizing these incredible savings.
Can I use FIVE STAR PASS on a different computer if I am on the road or do not have my computer?
Yes, your membership is completely web-based, so you can login to www.Platinum.5LINX.com with your unique Username and Password from any computer.
How do I learn more about the range of available discounts?
The best way to discover all of the great discounts built in to FIVE STAR PASS is to spend some time browsing through the website and clicking on all of the categories, filters, partner offers, pulldown menus and search features. One of the most popular sections of FIVE STAR PASS is a section in Partner Offers that includes millions of coupons. Just using the grocery coupons alone could significantly reduce your weekly cost of grocery shopping. Additionally, there are popular and useful discounts on office supplies, dining, car rental, hotel and travel accommodations, electronics, home services and so much more. Use the service just once and you will wonder how you ever got along without it.

FAQ - Credit Pros

Do many people really need credit repair services?
Over 79% of Americans have major errors on their credit reports. Your credit scores can be the difference in paying a few hundred dollars or a few thousand dollars in additional payments. These additional payments all stem from your interest rate, which is based on your credit scores. If you improve your credit scores now you can avoid paying thousands of dollars in unnecessary interest payments.
Is your credit important in today’s economy?
Being able to have a line of credit will allow you to purchase more and can push a business owner to the next level, but it all begins with having good credit. Whether it is getting a home, a credit card, or a new car, it all starts with good credit.
What is a credit report?
A credit report is a track record of both your personal and financial credit information. This includes information taken from public records, personal identification and debt information. Whether you know it or not, you are being judged by this number every day.
How many credit bureaus are there?
There are hundreds of credit bureaus in the United States, but only three that are taken into consideration: Equifax, Transunion and Experian. TheCreditPros works with you to improve your scores with all three bureaus.
Are all three credit bureaus important?
Yes! Each one of the three major credit bureaus will reflect at least one-third of your total credit history. If you are applying for a credit card, the credit card company can look at your Equifax report and find nothing that would keep you from getting the credit card. However, they might also look at your other reports, Transunion and Experian and find flaws in your credit file. That's why it is extremely important to use a credit repair service that repairs not one, but all three of your scores.
How long does it take to repair my credit?
Each situation is different. It may take anywhere from three months to see a noticeable difference and up to six to twelve months to complete the service.
What can TheCreditPros help get removed from my credit report?
    TheCreditPros can remove anything in your credit reports that is erroneous, including:
  • Late Payments
  • Charge Offs
  • Foreclosures
  • Judgments
  • Repossessions
  • Personal Identification changed or corrected
  • Closed Accounts
  • Bankruptcies
  • Negative Settlements
  • Liens
  • Collection
Who can see my credit reports?
TheCreditPros’ Credit Service Specialists are able to review your credit reports. However, if you are applying for a job or if you are in the process of applying for a loan, those companies can also view your report. You can also see your own credit report. If you haven’t done so already, sign up to 5LINX Safe Score to monitor your own credit!
How does TheCreditPros restore bad credit?
Once TheCreditPros reviews your credit reports, they dispute the credit reporting agencies, court-houses and creditors or lenders on your behalf. Any information the agencies or creditors cannot verify is removed. Any dispute not responded to within the allowed response time is removed. This may sound easy, but if you ask someone who has attempted to dispute their own credit, they will tell you it's actually quite difficult to do. According to federal law, the credit agencies can ignore your dispute under a variety of conditions. A large percentage of dispute letters sent directly from consumers are rejected under one credit agency pretext or another; making it very time consuming and frustrating. TheCreditPros will work for you to restore your credit and save you money.
How do I get started with TheCreditPros?
TheCreditPros offers a free consultation to everyone enrolled in the Platinum Discount Network. Simply follow the instructions here.